“这钱来得真及时！”

Core Insights - The article highlights the proactive role of Shandong Lingcheng Rural Commercial Bank in supporting the rural revitalization strategy, particularly during the critical summer grain harvest season [1][2][3] Group 1: Financial Support and Loan Services - The bank's agricultural loan balance reached 3.997 billion yuan, an increase of 526 million yuan since the beginning of the year, effectively boosting local farmers' production and income [1] - The bank facilitated timely loans for farmers facing cash flow issues, such as an 800,000 yuan loan to a local cooperative to cover urgent agricultural expenses [1] - A total of 20 million yuan was approved and disbursed to a large grain grower within half a day to assist with autumn planting costs [2] Group 2: Community Engagement and Service Optimization - The bank conducted extensive outreach, visiting over 4,300 households and various agricultural entities to assess financial needs during the summer harvest and autumn planting [2] - A specialized meeting was held to strategize summer harvest services, establishing direct communication with local agricultural authorities to ensure effective service delivery [2] - The bank introduced a "Three Summer Agricultural Loan" product, collecting information from 275 households and providing 14.55 million yuan in credit to meet concentrated funding needs [3] Group 3: Technological Advancements and Service Efficiency - The bank streamlined the loan application process, reducing documentation requirements and enabling loan disbursement in as little as three minutes [3] - Enhanced service channels were established, including 240 electronic devices and extended banking hours at 20 rural outlets to facilitate smooth financial transactions [3] - The bank's promotional activities during the peak harvest season resulted in an increase of 1.06 billion yuan in deposits and the acquisition of 1,356 new customers [3]