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嘉银金科2025年第二季度营业收入约18.86亿元 新增5000万美元回购计划
Zheng Quan Ri Bao·2025-08-21 06:40

Group 1 - The core viewpoint of the article highlights the financial performance and strategic initiatives of JiaYin Technology in the second quarter of 2025, emphasizing its "AI+" strategy and overseas market expansion [2] - In Q2 2025, JiaYin Technology facilitated transaction amounts reaching 37.1 billion yuan, with revenue approximately 1.886 billion yuan [2] - The company reported significant growth in its overseas markets, with loan amounts in Indonesia increasing over 200% year-on-year and registered users growing about 170% [2] - In Mexico, loan amounts and registered users saw nearly 40% quarter-on-quarter growth, focusing on product innovation and risk control optimization [2] - As of the end of Q2, JiaYin Technology has established deep cooperation with 70 licensed financial institutions and is in discussions with an additional 58 [2] Group 2 - In terms of shareholder returns, the company distributed a cash dividend of $0.8 per ADS in July, totaling approximately $41.1 million, which is over 50% growth compared to the previous year [3] - The board approved an extension of the current share repurchase plan until June 12, 2026, and an additional $50 million was added to the existing repurchase amount in August [3] - The company set a guidance for Q3 transaction volume between 32 billion to 34 billion yuan and a Non-GAAP operating profit guidance of 490 million to 560 million yuan [3]