Core Points - Chengdu has issued a notification to enhance the role of the housing provident fund in supporting residents in purchasing and renting affordable housing [1] - The minimum down payment ratio for purchasing affordable housing using the housing provident fund loan is set at 15%, with a maximum loan amount of 1.5 million yuan [1] - The maximum loan limits for single and dual contributors have been increased by 50%, raising the limits from 600,000 yuan to 900,000 yuan for single contributors and from 1 million yuan to 1.5 million yuan for dual contributors [1] Summary by Categories Policy Changes - The notification specifies that the minimum down payment for affordable housing is now 15% [1] - The maximum loan amounts for single and dual contributors have been increased to 900,000 yuan and 1.5 million yuan, respectively [1] Support for Contributors - Contributors can withdraw their housing provident fund to pay for the purchase while also applying for a loan, with the total amount not exceeding the total price of the purchased housing [1] - Contributors can withdraw housing provident funds from their parents, children, or spouses when purchasing affordable housing [2] Rental Support - Contributors who have rented affordable housing can continue to withdraw funds for purchasing affordable housing or repaying loans within the same calendar year [2] - Contributors renting affordable housing can withdraw funds based on actual rent paid, provided they meet certain conditions [2]
成都:公积金购买保障性住房最低首付比例为15% 最高可贷150万元
Xin Hua Cai Jing·2025-08-21 14:25