成都公积金新政支持购买保障性住房：降首付、提高贷款额

Core Points - The Chengdu Housing Provident Fund Management Committee has officially issued a notification regarding policies to support contributors in purchasing and renting affordable housing [1] - Affordable housing is defined as government-planned housing with restrictions on area, sales price, and rights, aimed at eligible residents [1] Summary by Sections Loan and Payment Policies - The minimum down payment ratio for purchasing affordable housing using housing provident fund loans is set at 15% [1] - The maximum loan amounts for single and dual contributors have increased by 50%, from 600,000 yuan to 900,000 yuan for single contributors and from 1,000,000 yuan to 1,500,000 yuan for dual contributors [1] - Contributors can withdraw housing provident funds to pay for the purchase while also applying for housing provident fund loans, with the total of withdrawals and loans not exceeding the total housing price [1] Support for Family Assistance - Contributors can withdraw housing provident funds from their parents, children, or spouses when purchasing affordable housing [2] - Contributors and their spouses can apply for monthly withdrawals once during the five years after purchasing [2] - Parents and children of contributors can apply for withdrawals once within one year of purchasing if they meet the conditions [2] Rental Support and Transition - Contributors who have previously withdrawn funds for renting can continue to apply for withdrawals for purchasing affordable housing within the same calendar year [2] - Contributors renting affordable rental housing can withdraw funds based on actual rent paid, provided they meet certain conditions, such as continuous contributions for three months [2] - Contributors can authorize the Chengdu Housing Provident Fund Management Center to withdraw funds monthly to pay rent directly to the operating company [2]