从“纸上专利”到“真金白银”，泰安银行千万元贷款为科创企业纾困

Core Viewpoint - The news highlights the innovative financing solutions provided by Tai'an Bank to support technology-driven enterprises, particularly through intellectual property (IP) pledge loans, which have significantly facilitated the growth and development of local businesses [1][2][3][4] Group 1: Company Overview - A food technology company in Tai'an, established in 2012, has a production capacity of 10,000 tons of crude oil annually and has recently secured a loan of 10 million yuan from Tai'an Bank to enhance its animal fat product R&D [1] - The company utilized two key patents as collateral for the loan, showcasing the potential of IP as a financing tool [1] Group 2: Financing Innovations - Tai'an Bank has developed a comprehensive service system for IP pledge financing, which has enabled 270 technology enterprises to receive a total of 1.5 billion yuan in loans, with a current loan balance of 400 million yuan, reflecting an increase of 51 million yuan since the beginning of the year [2] - The bank has implemented a policy framework to support technology innovation financing, focusing on IP pledge loans [2] Group 3: Service Enhancements - The bank has established specialized branches and teams to provide tailored services for technology enterprises, enhancing the efficiency and effectiveness of the financing process [3] - A series of financial products, including "Science and Technology Loans," have been introduced to meet the unique needs of technology enterprises, allowing for flexible loan terms and conditions [3] Group 4: Process Optimization - Tai'an Bank is committed to improving the overall experience for enterprises seeking financing, streamlining the application and approval processes for IP pledge loans [4] - The bank has engaged in initiatives to educate and train staff on IP financing, ensuring that businesses can access the benefits of government policies and financial support [4]