智通财经网·2025-08-22 08:17Core Viewpoint - Zhongan Online (06060) reported a net profit of 668 million RMB in the first half of the year, surpassing last year's total and exceeding expectations [1] Financial Performance - The company's underwriting profit exceeded expectations, leading to a downward revision of the full-year comprehensive cost ratio forecast [1] - Zhongan Bank has turned from loss to profit, indicating an entry into a profit cycle that will enhance profitability contributions [1] Earnings Forecast - The earnings estimate for Zhongan Online has been raised, with an expected profit of 1.23 billion RMB for the year, representing a 100% year-on-year growth [1] - The target price has been adjusted from 16 HKD to 23 HKD, maintaining a "Buy" rating [1]