Group 1 - The total assets of China's banking and insurance sectors reached 467.3 trillion yuan by the end of Q2 2025, marking a year-on-year growth of 7.9% [3][4] - Large commercial banks accounted for 204.2 trillion yuan of the total assets, with a year-on-year increase of 10.4%, representing 43.7% of the total [3][4] - Insurance companies and asset management companies had total assets of 39.2 trillion yuan, an increase of 9.2% compared to the beginning of the year [3][4] Group 2 - The balance of inclusive loans to small and micro enterprises reached 36 trillion yuan, growing by 12.3% year-on-year [4] - The original insurance premium income for insurance companies was 3.7 trillion yuan, reflecting a year-on-year growth of 5.1% [4] Group 3 - The non-performing loan balance for commercial banks was 3.4 trillion yuan, a decrease of 24 billion yuan from the previous quarter, with a non-performing loan ratio of 1.49% [5] - The normal loan balance stood at 226.8 trillion yuan, with 221.8 trillion yuan classified as normal loans [5] Group 4 - Commercial banks achieved a net profit of 1.2 trillion yuan in the first half of 2025, with an average capital return rate of 8.19% [6] - The loan loss provision balance was 7.3 trillion yuan, with a provision coverage ratio of 211.97% [6] Group 5 - The liquidity coverage ratio for commercial banks was 149.25%, indicating a 3.05 percentage point increase from the previous quarter [7] - The net stable funding ratio was 127.59%, showing a slight increase of 0.02 percentage points [7] Group 6 - The comprehensive solvency adequacy ratio for the insurance industry was 204.5%, with property insurance companies at 240.6% and life insurance companies at 196.6% [8] - The core solvency adequacy ratio for the insurance sector was 147.8%, with property insurance companies at 211.2% [8]
国家金融监管总局：二季度末我国银行业金融机构本外币资产总额467.3万亿元 同比增长7.9%
智通财经网·2025-08-22 11:54