广州银行开卡实测：办卡流程顺畅 需手持身份证拍照

Core Insights - The article discusses the tightening of bank card application processes in response to risks such as telecom fraud and money laundering, highlighting the varying degrees of compliance and service quality among different banks in Huizhou [2][4]. Group 1: Bank Card Application Process - Banks have implemented stricter card application processes, leading to concerns about excessive restrictions on transaction limits and the potential for "one-size-fits-all" policies [2]. - A survey of 9 banks in Huizhou revealed that 7 banks successfully issued first-class cards, while 2 banks cited reasons related to customer eligibility for not issuing first-class cards [2]. - The time taken to complete the card application process varied, with 5 banks processing applications in under 30 minutes, while some took up to 50 minutes [2]. Group 2: Fraud Prevention and Customer Service - All surveyed banks demonstrated strong performance in fraud prevention education, with staff proactively informing customers about anti-fraud measures during the card application process [2]. - One bank confirmed that new users typically receive a card with a limit of 1,000 yuan, which can be adjusted based on banking activity after a few months [4]. - The application process at one bank took less than 20 minutes, indicating efficiency in service delivery [6].