Jiayin Group(US:JFIN) Jin Rong Jie·2025-08-22 14:50Core Viewpoint - JFIN, or JiaYin Technology, has shown significant financial growth, with a notable increase in revenue and net profit, indicating strong performance and potential for future expansion in the tech service sector [1][2]. Financial Performance - As of June 30, 2025, JiaYin Technology reported total revenue of 3.662 billion RMB, representing a year-on-year growth of 24.06% [1]. - The net profit attributable to shareholders reached 1.059 billion RMB, marking a substantial increase of 107.03% year-on-year, with basic earnings per share at 4.99 RMB [2]. Company Overview - JiaYin Technology, founded by Mr. Yan Dinggui in June 2011 and headquartered in Shanghai, is a leading tech service group in China, focusing on connecting consumers with financial institutions through big data, cloud computing, and artificial intelligence [2]. - The company successfully went public on NASDAQ on May 10, 2019, under the stock code JFIN [2]. Technological Strategy - The company emphasizes a dual-driven approach of digital and technological innovation, focusing on building a cloud service platform and intelligent risk control system driven by big data [3]. - JiaYin Technology has developed several innovative platforms, including the "TianYin" intelligent fund management platform, "MingJian" intelligent risk control engine, "DaYu" data asset management platform, and "ChangE" intelligent voice call platform, enhancing its operational efficiency and decision-making capabilities [3]. Global Expansion - JiaYin Technology's business has expanded to various regions, including Southeast Asia, Africa, and Latin America, with plans for further international growth [2].