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金融监管总局推进两岸银行保险业融合发展
Zheng Quan Ri Bao·2025-08-23 07:59

Core Viewpoint - The National Financial Supervisory Administration has issued measures to enhance the integration of banking and insurance industries across the Taiwan Strait, supporting the development of a demonstration zone for cross-strait integration in Fujian [1][2]. Group 1: Promotion of Cross-Strait Banking and Insurance Integration - The measures include 16 policy initiatives aimed at enhancing the banking and insurance sectors' support for Fujian's role as a front-line area for Taiwan [1]. - Support is provided for Taiwanese insurance institutions to establish branches in Fujian and for Taiwanese banks and insurance companies to increase their capital [1][2]. Group 2: Improvement of Financial Services for Taiwanese Residents - Fujian's banking and insurance institutions are encouraged to optimize financial services for Taiwanese residents and enterprises, focusing on resource allocation to areas with significant Taiwanese economic activities [2]. - Financial support will prioritize major projects listed under cross-strait integration, particularly in sectors like electronics, machinery, and agriculture [2]. Group 3: Enhancement of Financial Service Experience for Taiwanese Residents - Banks in Fujian are encouraged to customize credit card services for Taiwanese residents and improve the efficiency of small credit card services [2]. - Taiwanese residents with housing qualifications will be able to access mortgage loans under the same conditions as local residents, addressing their housing needs [2]. Group 4: Strengthening Financial Regulation and Risk Management - The measures emphasize the importance of risk monitoring and prevention in financial services for Taiwanese residents and enterprises [3]. - Financial institutions are urged to conduct thorough risk assessments and maintain ongoing risk monitoring to ensure compliance and safety [3].