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东莞银行开卡实测:日限额仅1000元,可购买理财产品提额
Nan Fang Du Shi Bao·2025-08-23 08:08

Group 1 - The article discusses the tightening of bank card opening processes in response to risks such as telecom fraud and money laundering, highlighting concerns over excessive restrictions and inconsistent practices across different bank branches [2] - A survey conducted by N Video reporters evaluated the card opening services of nine banks in Huizhou, focusing on efficiency, compliance, anti-fraud execution, and service quality [2] - The results showed that all nine banks performed well in anti-fraud education, with staff proactively informing customers about fraud prevention during the card opening process [2] Group 2 - Among the nine banks evaluated, seven successfully issued different types of primary cards, while two banks (Huaxia Bank and Industrial Bank) cited reasons related to customer eligibility for not issuing primary cards [2] - For the seven banks that issued primary cards, five completed the process within 30 minutes, while one bank took approximately 50 minutes due to delays in the service process [2][3] - The evaluation of Dongguan Bank Huizhou Branch indicated a total processing time of about 50 minutes, with a score of 35 points, reflecting the overall efficiency of the service [3] Group 3 - The process at Dongguan Bank involved verifying various documents, including social security information and work unit proof, and included a recommendation for a financial product to increase daily transaction limits [5] - The actual card opening took about 12 minutes, but the total time spent in the bank was over 50 minutes due to waiting and additional steps required [7] - Customers were required to bind their accounts to a public account for balance inquiries, which was presented as a necessity by the bank staff [7]