广发银行开卡实测：收取10元工本费，20分钟可办完

Group 1 - The article discusses the tightening of bank account opening processes in response to risks such as telecom fraud and money laundering, with some banks implementing excessive restrictions on transaction limits [2] - A survey conducted by N Video reporters evaluated the account opening services of 9 banks in Huizhou, focusing on efficiency, compliance, anti-fraud execution, and service quality [2] - The results showed that 7 out of the 9 banks successfully issued different limits of Class 1 savings cards, while 2 banks cited reasons related to customer eligibility for not issuing Class 1 cards [2] Group 2 - At Guangfa Bank Jiangbei Branch, the total time taken for the account opening process was approximately 20 minutes, with a score of 70 points in the evaluation [3] - The bank required the reporter to sign a "No Participation in Crime Commitment Letter" and provided information on the card's limit, which was set at 3,000 yuan, with potential for an increase after a few months of usage [5] - Guangfa Bank was the only branch among the evaluated banks to charge a 10 yuan processing fee, which would be refunded after three months of maintaining a minimum balance [5]