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重庆银行总资产突破9800亿元,零售业务高质量转型加速推进
Xin Lang Cai Jing·2025-08-24 06:01

Core Viewpoint - Chongqing Bank reported strong financial performance for the first half of 2025, with significant growth in total assets, operating income, and net profit, indicating a successful transition towards high-quality retail business transformation [1] Financial Performance - Total assets reached 983.3 billion yuan, a growth of 14.79% compared to the beginning of the year [1] - Operating income was 7.659 billion yuan, an increase of 7% year-on-year, marking a 13-quarter high [1] - Net interest income amounted to 5.862 billion yuan, up 12.22% [1] - Net profit stood at 3.394 billion yuan, reflecting a growth of 5.73% [1] Retail Business Transformation - Personal deposit balance increased by 40.135 billion yuan to 289.693 billion yuan, a growth of 16.08% year-on-year [1] - Market share in the Chongqing region continued to rise [1] - Personal consumption loan balance grew by 1.998 billion yuan to 77.955 billion yuan [1] Institutional Recognition - The bank was selected as one of the first to join the SSE 580 Index in the first half of 2025 [1] - The number of institutional investors doubled [1] - A-share market value reached a nearly four-year high, while H-share market value hit a historical peak [1] - The bank has been ranked among the top 300 global banks for ten consecutive years [1] - It has received the "A" rating in the Chongqing State-owned Assets System's competitive evaluation for ten consecutive quarters [1] - The bank has been recognized as a "first-class bank" in the financial service evaluation for small and micro enterprises for six consecutive years [1] - It has also been awarded the "leader" status in financial industry corporate standards for six consecutive years [1]