Zheng Quan Ri Bao Zhi Sheng·2025-08-24 14:39Group 1 - The People's Bank of China Nanjing Branch is promoting the national small and micro enterprise fund flow credit information sharing platform to enhance financial inclusion and facilitate financing for small and micro enterprises [1] - As of the end of July, the Nanjing Branch has organized 2,097 queries through the fund flow information platform, resulting in loans of 2.282 billion yuan benefiting 776 small and micro enterprises [1] - The platform aims to break the information barrier between banks and enterprises by converting transaction data into accessible funding, thus broadening financing channels for small and micro enterprises [1] Group 2 - A packaging company in Wuyishan faced financing challenges due to lack of traditional collateral and being a "credit white household," but received a 2 million yuan loan after the People's Bank of China Nanjing Branch facilitated data verification through the fund flow information platform [2] - A tea company in Wuyishan, also struggling with financing due to being a "credit white household," successfully obtained a 7 million yuan loan after the People's Bank of China Nanjing Branch helped create a tailored financial service plan using the fund flow information platform [3] Group 3 - The People's Bank of China Nanjing Branch has introduced an innovative "dual flow model" that integrates fund flow and information flow to address financing needs in the tea industry [4] - This model allows for one-click information queries for tea enterprises, enhancing the efficiency and accuracy of financing processes [4] - The implementation of the "dual flow model" has led to loans of 2.8 million yuan and 2 million yuan being provided to specific tea companies at preferential interest rates, thereby reducing financing costs [4]