创新积分引来金融“活水”

Core Insights - The "Enterprise Innovation Points Quantitative Evaluation Platform" in Fuxin City has been launched, allowing companies to receive loans based on their innovation scores, with a notable example being Fuxin Zhongfu Light Metal Technology Co., which secured a loan of 7 million yuan due to a score of 70 [1][2] - The platform integrates 18 core indicators from the Ministry of Science and Technology with 10 local indicators, creating a 150-point evaluation system that emphasizes core technology capabilities through a "R&D expenses veto" mechanism [2] - The platform has already evaluated 110 technology-based enterprises in Fuxin, with 20 classified as A-level (above 120 points), representing 18% of the total [2] Group 1 - The platform aims to connect financial resources with technology and industry resources, facilitating the flow of funds to technology-oriented enterprises [1][2] - Financial institutions like Shengjing Bank and Postal Savings Bank have introduced "innovation point loans" with interest rates reduced by 15% compared to traditional products [2] - The provincial government plans to establish a provincial-level innovation points data platform to further promote the system and expand its application scenarios [3] Group 2 - The platform's intelligent evaluation system enhances efficiency by over 80%, allowing for quick data import and innovation point generation [2] - The complete cycle of "evaluation—credit granting—support" is established, directly linking evaluation results to bank loan approvals and technology project applications [2] - Future plans include integrating insurance and venture capital institutions into the innovation points data platform to provide more financial support for technology innovation [3]