Core Viewpoint - The Shanghai government has announced a series of measures to optimize and adjust real estate policies, including reducing housing purchase restrictions and improving housing loan conditions, effective from August 26, 2025 [1] Group 1: Policy Adjustments - The joint notice issued by six departments aims to alleviate the burden of home purchase interest for residents [1] - The measures include adjustments to housing purchase limits, housing provident fund policies, personal housing credit, and property tax regulations [1] Group 2: Housing Credit Optimization - The notice specifies that banks will no longer differentiate between first and second home loans in their interest rate pricing, allowing for a more flexible determination of commercial housing loan rates based on market conditions and individual risk profiles [1] - Financial institutions are encouraged to consult with banks regarding specific housing loan services [1]
上海：利率定价机制安排方面不再区分首套住房和二套住房
Feng Huang Wang·2025-08-25 04:16