重磅！上海调减住房限购政策

Core Viewpoint - Shanghai has announced new real estate policy measures aimed at optimizing housing purchase conditions and reducing costs for homebuyers, including adjustments to purchase limits and housing fund policies [1][2][3] Group 1: Housing Purchase Policy Adjustments - The new policy allows eligible resident families to purchase an unlimited number of homes outside the outer ring road, while single adults will follow the same purchasing limits as resident families [1][2] - Non-local resident families and single adults who have paid social insurance or income tax in Shanghai for over one year can also buy an unlimited number of homes outside the outer ring road, with limits on purchases within the inner ring based on their duration of residency [2] Group 2: Housing Fund Policy Enhancements - The policy increases the maximum loan amount for housing funds, with the first loan limit raised from 1.6 million to 1.84 million yuan, and for families with multiple children, it can go up to 2.16 million yuan [3] - Homebuyers can now withdraw housing funds to pay for down payments on new homes, and this withdrawal will not affect their loan limits [3] - For eligible non-local families purchasing their first home, property tax will be temporarily exempted, with specific exemptions for subsequent purchases based on total housing area [3]