国家开发银行一分行受罚！今年已被罚6次，多涉信贷业务违规

Core Viewpoint - The China Development Bank (CDB) Yunnan Branch has been fined multiple times this year for non-compliance in loan management and capital control, indicating ongoing regulatory scrutiny and compliance issues within the bank [2][3][5]. Regulatory Penalties - The CDB Yunnan Branch was fined 2 million yuan for imprudent loan management and capital control, marking the sixth penalty this year [2][3]. - CDB has faced a total of approximately 19.59 million yuan in fines this year, with six penalties issued, three of which were significant, exceeding one million yuan [3][4]. - Previous penalties include 1.3 million yuan for the Chongqing Branch in January and 1.6 million yuan for the Jilin Branch in February for various compliance failures [3][4]. Financial Performance - As of the end of last year, CDB reported total assets of 18.62 trillion yuan and a loan balance of 14.69 trillion yuan, reflecting a year-on-year growth of 3.12% [7]. - The bank's revenue for last year was 172.996 billion yuan, a decline of 17.49%, while net profit increased by 1.77% to 88.96 billion yuan [7]. - The bank's non-performing loan ratio was 0.37%, a decrease of 0.21 percentage points from the previous year, while the loan provision ratio increased to 4.80% [7]. Compliance and Risk Management - CDB has initiated a three-year action plan (2024-2027) to enhance internal control and compliance, with a focus on improving credit management and compliance operations [7][8]. - The bank has acknowledged the need to address various risk areas, including credit risk and overseas business risk, as highlighted by recent internal and external inspections [8].