《中国金融监管报告》在京发布

Core Insights - The report emphasizes the transition of China's digital finance from version 1.0 to 2.0, highlighting the potential of technologies like blockchain and artificial intelligence to create new paradigms for financial services while also posing risks in areas such as cybersecurity, market integrity, and consumer protection [1][2] - The report provides a comprehensive overview of significant events in China's financial regulatory landscape in 2024 and forecasts the development trends for 2025, aiming to enhance the stability and security of the financial system [1] - The specialized research section focuses on systemic financial risk assessment, analyzing the evolution of risks in key areas and addressing major issues in financial regulation, including legal frameworks, local debt management, green finance risks, and the regulation of crypto assets [2] Summary by Sections General Report - The general report aims to deepen the understanding of digital finance development and regulation in China, stressing the need for research in technology innovation, digital assets, and the digital financial ecosystem [1] - It also reviews the regulatory practices of major developed economies in digital finance, suggesting that China should focus on balancing innovation with regulation to ensure financial system stability [1] Sub-reports - The sub-reports analyze the progress of regulatory measures in various sectors including banking, securities, insurance, trust, and foreign exchange, providing a panoramic view of China's financial regulatory landscape [1] Specialized Research - The specialized research section centers on systemic financial risk, offering a comprehensive judgment on the overall financial risk in China and delving into specific areas such as financial legal construction and quantum computing advancements [2] - It serves as an annual report reflecting the current state, development, and reform history of China's financial regulatory system, providing valuable insights for financial institutions and policymakers [2]