冀光恒：平安银行不良生成率连降六季

Group 1 - The retail business has passed its most challenging "dark period" and is currently in a recovery phase, with previous reforms laying a solid foundation for future growth [1] - The bank has effectively curbed the rising trend of non-performing retail loans through adjustments to certain risky businesses, resulting in a continuous decline in the non-performing loan generation rate for six consecutive quarters, indicating a significant turning point [1]