美国智能理财靠投资国际市场赚大钱

Industry Overview - The robo-advisory industry is gaining popularity among investors, with a projected asset management of $1.26 trillion by the end of 2024, reflecting a 16% increase from the previous year [1] - The market size for robo-advisors is expected to grow from $8.3 billion in 2024 to $33.6 billion by 2030 [1] Key Players - SoFi's robo-advisor ranks highest this year, expanding its services from student loan refinancing to a wide range of financial products [1] - Fidelity Go, launched by Fidelity Investments, offers a low-cost robo-advisory service with no account minimum and no management fees for accounts under $25,000 [2] - Vanguard Personal Advisor provides a combination of AI and human advisor services for clients with investments over $50,000 [3] Performance Insights - Condor Capital Wealth Management highlights that international market investments have been beneficial this year, with Interactive Advisors achieving a 46% allocation in international assets, outperforming the industry average of 32% [5] - Vanguard's robo-advisor manages over $360 billion in assets, with a stock allocation of approximately 40% international and 60% U.S. [5] Investment Strategies - Historical data suggests that international stocks often outperform single-economy markets, emphasizing the importance of diversified portfolios that include international investments [6] - Robinhood's new digital advisory product is shifting its equity allocation from 77% U.S. to 85% U.S., indicating a focus on domestic investment opportunities [6]