Bei Jing Ri Bao Ke Hu Duan·2025-08-25 22:50Core Viewpoint - China has achieved significant milestones in green development, becoming one of the fastest countries in reducing energy consumption intensity and improving air quality, while contributing to a quarter of the world's new green areas [1] Group 1: Green Financial Development - Postal Savings Bank of China Beijing Branch integrates green development concepts into its financial practices, establishing a green financial ecosystem through innovative practices [1][2] - As of the end of Q2 2025, the green loan balance of the Beijing Branch reached 85.548 billion yuan, with a growth rate of 11.14%, accounting for 33.63% of total loans [1][2] - The bank's green financial framework includes differentiated credit policies and a focus on low-carbon sectors, exemplified by the transformation of the Jiukeshu Branch into a green specialty branch [2][3] Group 2: Product Innovation and Support - The Beijing Branch launched the first carbon reduction loan in the region, innovating with a "carbon account + credit approval" model [4] - Various green financial products, such as green bonds and green insurance, have been introduced to meet the financing needs of different green enterprises and projects [4][6] - The bank has provided 2.292 billion yuan in fixed asset loans for a zero-carbon computing park project, demonstrating effective financial support for green technology initiatives [6] Group 3: Collaborative Efforts and Ecosystem Building - The Beijing Branch actively collaborates with government and enterprises to explore new paths for green financial development, hosting industry conferences to discuss carbon market development [8] - The bank has established a green financial cooperation mechanism with various districts in Beijing, contributing over 40% to the GDP growth from green projects [8] Group 4: Operational Sustainability - The Beijing Branch implements meticulous energy consumption management in daily operations, promoting digital platforms to reduce paper usage and enhance energy efficiency [9] - The bank prioritizes environmentally friendly products in procurement, achieving significant reductions in paper orders through e-commerce platforms [9] Group 5: Future Directions - The Beijing Branch aims to strengthen financial support for energy conservation and ecological protection, continuously increasing green credit investments and optimizing financial tools [10][11]