Group 1 - The core viewpoint of the new housing policy in Shanghai is to lower the threshold for home purchases and promote a stable and healthy development of the real estate market [1][2] - The new policy allows local residents and non-local residents who have paid social insurance or income tax for over one year to purchase homes without restrictions on the number of properties in areas outside the outer ring [1][2] - The policy aims to stimulate market demand and enhance transaction activity in the outer ring areas, which have a concentrated demand for first-time and improved housing [1][2] Group 2 - The new policy optimizes the housing provident fund by increasing loan limits and allowing for simultaneous withdrawals and loans, thereby supporting housing consumption [3][4] - The maximum loan amount for first-time homebuyers has been increased from 1.6 million to 1.84 million yuan, with additional increases for families with multiple children [4] - The new policy also includes tax exemptions for eligible non-local residents purchasing their first home, and a tax deduction for the second home based on the total housing area [4]
上海楼市新政今起施行 对购房有哪些影响？专家解读
Yang Shi Xin Wen·2025-08-26 00:28