Core Insights - The company reported total revenue of RMB 2.5 billion for the six months ending June 30, 2025, representing a year-on-year growth of 43.8% [1] - Net profit reached RMB 216 million, an increase of 79.5% compared to the previous year [1] - Earnings per share were reported at RMB 0.44, and the company plans to distribute an interim dividend of 5 Hong Kong cents per share [1] Financial Performance - Total revenue for the first half of 2025 was RMB 2.5 billion, up 43.8% year-on-year [1] - Net profit for the same period was RMB 216 million, reflecting a 79.5% increase [1] - The company achieved a loan volume of RMB 38 billion in mainland China during the first half of 2025 [1] Strategic Initiatives - The company systematically upgraded its risk control framework and optimized its customer portfolio, focusing on higher-quality borrowers [1] - Strategic measures were implemented to enhance business resilience, including deepening cooperation with leading quality platforms and piloting new data sources for quality borrowers [1] - The company significantly reduced customer complaint rates, laying a foundation for sustainable operations [1] Risk Management - Although short-term strategic investments led to a rise in early risk indicators, the company's ability to identify and operate with quality clients has continuously improved [1] - The establishment of a high-quality borrower sample library and ongoing iteration of credit strategies and risk models are aimed at optimizing asset quality in the long term [1]
维信金科中期净利润2.16亿元 同比增长79.5%