JSNE(SH:603693) Zheng Quan Zhi Xing·2025-08-26 09:22Group 1 - The core viewpoint of the report is the continuous risk assessment of the lending and deposit business between Jiangsu New Energy Development Co., Ltd. and Jiangsu Guoxin Group Financial Co., Ltd. [1] - Jiangsu Guoxin Group Financial Co., Ltd. was established on December 14, 2010, with a registered capital of 2 billion RMB and is a non-banking financial institution approved by the former China Banking Regulatory Commission [1][2] - The company has a sound governance structure with a board of directors and a shareholders' meeting, ensuring clear responsibilities in internal control [1][2] Group 2 - The financial company has established a comprehensive internal control management system and risk management framework, including a risk control committee and an audit committee [2] - A three-line defense structure is in place for risk management, with the first line being operational departments, the second line being the risk management department, and the third line being the audit department [2] - The company has a credit review committee that serves as the decision-making body for credit business, ensuring strict adherence to review and approval processes [2][3] Group 3 - As of June 30, 2025, Jiangsu Guoxin Group Financial Co., Ltd. reported total assets of approximately 23.15 billion RMB and total equity of approximately 2.71 billion RMB [6] - The company has maintained a stable operating principle since its establishment, complying with relevant laws and regulations, and has effective internal controls [6] - All regulatory indicators as of June 30, 2025, meet the requirements set by regulatory authorities [6]