两部门印发《房地产从业机构反洗钱工作管理办法》

Core Viewpoint - The Ministry of Housing and Urban-Rural Development and the People's Bank of China have issued the "Management Measures for Anti-Money Laundering Work of Real Estate Practitioners," which mandates real estate institutions to report suspicious transactions related to money laundering and to establish internal controls for anti-money laundering efforts [1][3]. Group 1: Regulatory Framework - The measures aim to prevent money laundering and terrorist financing activities within the real estate sector, based on relevant laws such as the Anti-Money Laundering Law and the Anti-Terrorism Law of the People's Republic of China [3]. - Real estate institutions must comply with these measures and are subject to supervision by housing and urban-rural development authorities [3][4]. Group 2: Responsibilities of Real Estate Institutions - Real estate institutions are required to assess and manage money laundering risks, implement preventive measures, and establish internal control systems [7][8]. - Institutions must verify the identity of clients and the purpose of transactions, especially when there are reasonable grounds to suspect money laundering activities [10][11]. Group 3: Reporting and Confidentiality - Real estate institutions must submit suspicious transaction reports to the Anti-Money Laundering Monitoring and Analysis Center when they suspect transactions related to money laundering [13]. - Information obtained during the anti-money laundering process must be kept confidential and can only be disclosed as required by law [6]. Group 4: Supervision and Self-Regulation - The housing and urban-rural development authorities will supervise the compliance of real estate institutions with anti-money laundering obligations, while industry self-regulatory organizations will also play a role in managing compliance [11][12]. - Self-regulatory organizations are tasked with developing guidelines, conducting training, and monitoring compliance within the industry [12]. Group 5: Legal Consequences - Violations of the anti-money laundering measures can result in penalties from local government authorities, and self-regulatory organizations may impose disciplinary actions on non-compliant institutions [14][15].