Core Insights - China Ping An (601318) reported a robust operating profit of 77.732 billion yuan for the first half of 2025, reflecting a year-on-year growth of 3.7% [1] - The net profit attributable to shareholders reached 68.047 billion yuan, with a stable increase in cash dividends, proposing an interim cash dividend of 0.95 yuan per share, up 2.2% year-on-year [1] - The new business value for life and health insurance reached 22.335 billion yuan, showing a strong year-on-year growth of 39.8% [1] Data and Technology Utilization - Ping An leverages vast data resources to build an AI moat, with a database that includes financial, medical, and operational data, totaling 30 trillion bytes, placing it among the world's leaders [1] - In the first half of 2025, the usage of Ping An's large models reached 818 million calls, with over 650 diverse application scenarios [1] Financial Services Empowered by Technology - In the first half of 2025, the proportion of life insurance flash claims reached 59% [1] - AI service interactions amounted to approximately 882 million, covering 80% of total customer service volume [1] - The intelligent fraud prevention in property insurance intercepted losses of 6.44 billion yuan, while AI-assisted sales generated 66.157 billion yuan [1]
中国平安上半年归母营运利润增长3.7% 中期分红提升至每股0.95元 领先AI赋能金融业务