调研速递|天利科技接受全体投资者调研，聚焦业务发展与应对策略

Group 1 - The company held a semi-annual performance briefing on August 26, 2025, with participation from independent directors and the financial director [1] - Investors raised concerns about the company's focus on insurance business and the use of long-term capital for bank financial products, questioning how the company plans to enhance technological innovation in the second half of the year [1] - The company emphasized its commitment to R&D innovation, planning to increase investments in 5G, large insurance, health, and AI computing to enhance core competitiveness [1][2] Group 2 - In response to competitive pressures, the company outlined strategies to improve core competitiveness through continuous technological innovation, business transformation, and talent acquisition [1][2] - The company is actively expanding its insurance services and has ongoing key projects, including accident protection for insured vehicles and smart claims projects [2] - The company acknowledged challenges such as business transformation not meeting expectations and market competition affecting gross margins, and it plans to focus on digital transformation and new business development in the second half of the year [2]