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金融科技赋能乡村振兴新路径
Jiang Nan Shi Bao·2025-08-26 14:01

Group 1 - Traditional rural financial services face challenges such as narrow service coverage, low efficiency, and difficulty in risk control [1] - Financial technology (FinTech) offers new solutions by providing efficient, convenient, and inclusive services through digital channels like mobile payments and online banking, breaking geographical limitations [1] - FinTech significantly enhances the efficiency of rural financial services by automating loan applications and approvals, thus addressing the urgent funding needs of farmers and small enterprises [1] Group 2 - FinTech improves risk control in rural financial services by utilizing data mining and machine learning to assess borrowers' credit status more accurately, thereby reducing default risks [1] - The application of blockchain technology enhances the security and transparency of transactions in rural financial services, increasing trust in these services [1] - Innovations in rural financial services can be driven by FinTech, such as supply chain finance models that provide funding support to farmers and small enterprises, enhancing the stability and competitiveness of the industry [2] Group 3 - The future of rural financial services looks promising with the continuous advancement and deepening application of FinTech [3]