Jing Ji Ri Bao·2025-08-26 21:44Core Viewpoint - The aging population has accelerated the development of the silver economy, with pension finance becoming a crucial link between finance and high-quality development in the pension sector [2] Group 1: Policy Support and Financial Initiatives - Since 2025, national policies have continuously supported the development of the pension industry, providing financial backing and clarifying the role of financial institutions in serving the sector [2] - Postal Savings Bank's Shenzhen branch has actively responded to policy calls, collaborating with local departments to identify and fund projects, marking the first pension industry loan on August 19 [2] Group 2: Company Case Study - A specific e-commerce company in Longhua District, Shenzhen, focuses on cross-border sales of elderly assistive devices, leveraging supply chain resources in the Greater Bay Area and international platforms like Amazon and eBay [2] - The company faces procurement funding pressure due to increased market demand driven by global aging [2] Group 3: Financial Support and Impact - After understanding the company's needs, Postal Savings Bank's Shenzhen branch formed a specialized service team to establish a comprehensive risk assessment system, issuing a loan of 2 million yuan within five working days [3] - The funds are designated for purchasing new folding wheelchairs and assistive devices, ensuring continuous supply and reducing procurement costs, which will enhance the production capacity of upstream manufacturers [3] Group 4: Future Plans and Commitment - The e-commerce company plans to use cost savings to develop lightweight assistive devices suitable for the Japanese market, aiming to deliver more "Made in China" products to the elderly [3] - Postal Savings Bank's Shenzhen branch intends to continue innovating financial products and services, increasing credit resources in the pension sector to fulfill its commitment to serving the public [4]