Jing Ji Ri Bao·2025-08-26 22:29Core Viewpoint - The aging population has accelerated the development of the silver economy, with pension finance becoming a crucial link between financial services and high-quality development in the elderly care sector [1] Group 1: Policy Support and Financial Initiatives - Since 2025, national policies have continuously supported the development of the elderly care industry, providing substantial financial backing and clarifying the role of financial institutions in this sector [1] - Postal Savings Bank of China’s Shenzhen branch has actively responded to policy initiatives by collaborating with local departments to identify and fund projects, marking the issuance of its first pension industry loan on August 19 [1] Group 2: Case Study of E-commerce Company - A specific e-commerce company in Longhua District, Shenzhen, specializes in the cross-border sales of elderly assistive devices, leveraging supply chain resources in the Greater Bay Area and international platforms like Amazon and eBay [1] - The company faced procurement funding pressures due to increased market demand driven by global aging [1] Group 3: Financial Support and Impact - After assessing the company's needs, the Shenzhen branch of Postal Savings Bank formed a specialized service team to create a comprehensive risk assessment system, issuing a loan of 2 million yuan within five working days [2] - The funds are designated for purchasing new folding wheelchairs and assistive devices, which will help ensure a steady supply of elderly care products and reduce procurement costs, fostering a positive cycle in the industry [2] - The company plans to use the cost savings to develop lightweight assistive devices for the Japanese market, aiming to expand the reach of "Made in China" elderly care products [2]