第九批个人养老金理财产品名单发布；银行积极筹备消费贷“国补”业务

Group 1: Central Bank Operations - The central bank conducted a 7-day reverse repurchase operation amounting to 405.8 billion yuan at an interest rate of 1.40%, unchanged from previous rates, indicating a stable monetary policy aimed at providing sufficient market liquidity to stabilize financial markets and economic activities [1] Group 2: China Ping An's Performance - China Ping An reported a 39.8% year-on-year growth in new business value for life and health insurance, reaching 22.335 billion yuan, reflecting the company's strong development momentum in the insurance sector [2] - The operating profit attributable to shareholders for the first half of 2025 was 77.732 billion yuan, a 3.7% increase year-on-year, with a stable cash dividend level, proposing a mid-term dividend of 0.95 yuan per share, up 2.2% [2] Group 3: Personal Pension Financial Products - The release of the ninth batch of personal pension financial products included two new products from China Post Investment, both with a minimum holding period of 18 months and 2 years, and classified as medium-low risk [3] - The investment nature of these new pension products is fixed income, primarily investing in bonds while including a small portion of equity and derivative assets, indicating a growing market focus on personal retirement financial services [3] Group 4: Consumer Loan Policy Preparations - Banks are actively preparing for the implementation of the personal consumption loan fiscal subsidy policy starting September 1, with many banks already launching related consultation functions to assist customers [4] - The proactive measures taken by banks to prepare for the "national subsidy" business in consumer loans suggest an intention to stimulate short-term consumer demand and enhance economic vitality in the current macroeconomic environment [4] Group 5: U.S. Federal Reserve Leadership Change - President Trump announced the immediate dismissal of Federal Reserve Governor Lisa Cook via social media, indicating potential shifts in U.S. monetary policy leadership [5]