上海发布“沪六条”调整限购政策 住房公积金可用作首付

Core Viewpoint - Shanghai has announced new real estate policies aimed at optimizing housing purchase conditions, including adjustments to purchase limits and housing fund loan amounts, effective immediately. Group 1: Housing Purchase Policies - Eligible families can purchase unlimited properties outside the outer ring road, including Shanghai residents and non-residents who have paid social insurance or income tax for over one year [1] - Shanghai residents and single adults can buy up to two properties within the inner ring road, while non-residents can buy one property if they have paid social insurance or income tax for over three years [1] Group 2: Housing Fund Loan Adjustments - The maximum loan amount for first-time homebuyers has increased from 1.6 million yuan to 1.84 million yuan, with additional increases for families with multiple children [1] - The maximum loan for second homes has risen from 1.3 million yuan to 1.495 million yuan [1] Group 3: Housing Fund Withdrawal and Tax Policies - The policy allows for the withdrawal of housing funds to pay for down payments on new homes in Shanghai [2] - Property tax exemptions are provided for eligible non-resident families purchasing their first home, with specific deductions for additional properties based on total housing area [2]