Jing Ji Guan Cha Wang·2025-08-27 02:34Group 1 - The core viewpoint of the article highlights the financial performance of Chongqing Rural Commercial Bank for the first half of 2025, showcasing steady growth in key metrics [1] - The total assets of the bank reached 1,630.131 billion yuan, an increase of 115.189 billion yuan compared to the end of the previous year [1] - The net profit for the bank was 7.847 billion yuan, reflecting a year-on-year growth of 3.79% [1] Group 2 - The bank's deposit balance stood at 1,025.195 billion yuan, up by 83.249 billion yuan from the end of the previous year [1] - The loan balance was 765.245 billion yuan, which increased by 50.972 billion yuan compared to the previous year-end [1] - The non-performing loan ratio improved to 1.17%, a decrease of 0.01 percentage points from the end of the previous year [1] Group 3 - The bank demonstrated strong risk compensation capabilities with a capital adequacy ratio of 15.11% and a provision coverage ratio of 355.58% [1] - The cost-to-income ratio improved to 26.58%, indicating enhanced operational efficiency [1] - The interest rate on deposits decreased by 27 basis points to 1.52% year-on-year, reflecting effective cost control measures [1]