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多地长护险试点创新服务模式
Jin Rong Shi Bao·2025-08-27 02:41

Core Viewpoint - The national medical insurance meeting emphasizes the comprehensive implementation of long-term care insurance to address the needs of the elderly and disabled population in China [1] Group 1: Long-term Care Insurance Implementation - The meeting highlighted the need for reasonable planning and allocation of designated long-term care service institutions, encouraging grassroots medical institutions to provide long-term care services [1] - The initiative aims to promote the development of commercial long-term care insurance products that align with public insurance [1] - Training for long-term care workers and recognition of their skills will be prioritized to enhance service quality [1] Group 2: Case Studies and Impact - A case in Chongqing illustrates how proactive outreach by long-term care insurance staff can significantly alleviate family caregiving burdens, as seen with an elderly teacher whose family faced severe health challenges [2] - The fifth national survey indicates that approximately 35 million elderly individuals in China are disabled, highlighting the critical need for long-term care services [3] Group 3: Quality Assurance and Regulation - In Shandong, a smart regulatory platform has been established to ensure the authenticity and quality of long-term care services, allowing real-time tracking of service delivery [4] - The platform requires care providers to upload service details and receive confirmation from family members, ensuring compliance with service standards [4] - Since the launch of the long-term care insurance pilot in July 2023, measures have been taken to eliminate fraudulent claims, with 389 individuals no longer receiving benefits due to recovery or death [5]