Workflow
工商银行三亚分行:普惠贷款为小微企业灾后
Zhong Guo Jing Ji Wang·2025-08-27 07:32

Core Viewpoint - The article highlights the impact of Typhoon "Jianyu" on small and micro enterprises in Sanya, Hainan, and the rapid response of the Industrial and Commercial Bank of China (ICBC) Sanya branch in providing emergency loans to support disaster recovery efforts [1][2]. Group 1: Impact of Typhoon on Businesses - Typhoon "Jianyu" caused severe damage to multiple small and micro enterprises in Sanya, leading to equipment destruction, warehouse damage, and halted cash flow [1]. - A drone manufacturing company experienced significant losses, including damaged performance drones and a collapsed warehouse, resulting in a temporary business suspension [1]. - Another company engaged in sand and gravel trade faced operational difficulties due to inventory being soaked by rainwater, which hindered sales and cash recovery [2]. Group 2: Response from ICBC Sanya Branch - ICBC Sanya branch initiated emergency services by launching inclusive loan programs, streamlining approval processes, and reducing loan approval time to as little as two working days [1][2]. - The drone company received a loan of 3 million yuan, which was used for repairing drones and replenishing inventory, allowing the business to return to normal operations [1]. - The sand and gravel trading company was granted a loan of 1 million yuan, which helped clear damaged inventory and maintain ongoing operations by connecting with new construction clients [2]. Group 3: Future Plans for Support - ICBC Sanya branch plans to focus on disaster recovery and reconstruction, ensuring that financial services remain uninterrupted and that emergency funding is prioritized [2]. - The bank aims to conduct a comprehensive assessment of affected enterprises to address their financial needs and support their recovery and resumption of operations [2].