Core Viewpoint - Ping An Bank has shown signs of recovery in its retail business after overcoming a challenging period, with positive trends emerging in key performance indicators during the first half of 2025 [2][6]. Group 1: Management Changes - The recent management changes include the appointment of Cao Wei as the new General Manager of the Credit Card Center, previously the Deputy General Manager of the Credit Card Center at China Merchants Bank [2]. - Other notable personnel adjustments involve Zhang Juan, who is set to become the Deputy General Manager of the Settlement and Cash Management Department, and Li Yi, who will take on the role of Acting Head of the Hong Kong Branch [2][3]. - Xu Zihua has been approved as the Assistant to the Head of the Xi'an Branch, with a background in investment banking and credit approval [4][5]. Group 2: Financial Performance - As of June 30, 2025, Ping An Bank reported total revenue of 69.385 billion yuan and a net profit of 24.870 billion yuan, showing improvement compared to the first quarter [6]. - The bank's total assets reached 5.874961 trillion yuan, with a notable decrease in non-performing loan generation and rates, achieving a non-performing loan generation rate of 1.64%, down 16 basis points from the previous year [6]. - The recovery of retail loans is evident, with a significant reduction in high-risk personal loan products, and the retail loan balance showed a smaller decline in the second quarter compared to the first quarter [6]. Group 3: Strategic Focus - The bank plans to enhance its focus on key operating units and branches, aiming to improve revenue and profit levels, particularly in economically vibrant regions with strong credit demand [7].
平安银行中层人事调整涉及多家分行