HQTC(SH:688151) Zheng Quan Zhi Xing·2025-08-27 10:06Core Viewpoint - The financial company under the Weapon Equipment Group has been evaluated for its operational qualifications, business scope, and risk management, indicating a stable financial condition and effective internal controls [2][20]. Company Overview - The financial company is a non-bank financial institution with a registered capital of approximately RMB 304.25 million, with major shareholders including the Weapon Equipment Group and other entities [3][20]. - The business scope includes accepting deposits, providing loans, bill discounting, and various financial advisory services [3][20]. Internal Control and Governance - The financial company has established a comprehensive governance structure in compliance with relevant laws and regulations, ensuring a balanced decision-making process [4][6]. - The board of directors and various committees, including the risk control and audit committees, oversee the company's operations and risk management [7][8][9]. Financial Performance - As of June 30, 2025, the financial company reported total assets of RMB 587.42 billion, customer deposits of RMB 477.67 billion, and a net profit of RMB 1.87 billion for the first half of 2025 [12][20]. Risk Management - The financial company maintains a capital adequacy ratio of 21.65%, exceeding the regulatory requirement of 10.5%, and a liquidity ratio of 69.49%, which is above the minimum threshold of 25% [13][20]. - Various risk management strategies are in place to address compliance, credit, liquidity, market, operational, and information technology risks [16][17][18]. Conclusion - The financial company operates within regulatory frameworks, demonstrating sound financial health, effective internal controls, and a robust risk management system, making it a stable entity in the financial sector [20].