Zheng Quan Ri Bao Zhi Sheng·2025-08-27 13:40Core Points - China People's Insurance Group Co., Ltd. (China P&C) reported a net profit attributable to shareholders of 26.53 billion yuan for the first half of 2025, representing a year-on-year increase of 16.9% [1] - The company plans to distribute a mid-term cash dividend of 0.75 yuan per 10 shares (tax included), an increase of 19% compared to the previous year [1] - Total insurance service revenue reached 280.25 billion yuan, up 7.1% year-on-year, while original insurance premium income was 454.63 billion yuan, reflecting a growth of 6.4% [1] - As of June 30, 2025, the investment asset scale exceeded 1.7 trillion yuan, growing by 7.2% since the beginning of the year [1] Financial Performance - Total assets amounted to 1.8785 trillion yuan, a 6.3% increase from the end of the previous year, while net assets reached 389.46 billion yuan, up 6.1% [1] - The comprehensive solvency adequacy ratio stood at 276%, and the core solvency adequacy ratio was 219%, indicating strong capital strength [1] Business Segments - In the property insurance sector, China P&C's property insurance subsidiary held a market share of 33.5%, maintaining its industry-leading position [1] - The net cash inflow from operating activities increased by 26.6%, and the comprehensive cost ratio improved to 95.3%, down 1.5 percentage points year-on-year [1] Life Insurance Performance - The new business value for life insurance increased by 71.7% year-on-year, with the proportion of regular premium income accounting for 79.5% of original insurance premium income, up 0.9 percentage points [2] - The new business value for health insurance grew by 51.0%, with first-year regular premium income rising by 52.3% [2] - Internet long-term insurance first-year regular premium income surged by 110.6% year-on-year [2] Investment Performance - Total investment income reached 41.478 billion yuan, a year-on-year increase of 42.7%, with an annualized total investment return rate of 5.1%, up 1.0 percentage points [2] Future Outlook - China P&C aims to enhance functionality and support high-quality economic development as a core focus [2] - The company is committed to high-quality development, maintaining a positive growth trajectory [2] - The company plans to advance six reforms to achieve tangible results, focusing on governance, strategic control, grassroots development, resource sharing, digital transformation, and personnel systems [3] - Risk management will be prioritized to maintain a solid risk baseline while balancing growth and risk prevention [3]