Core Viewpoint - China Ping An is optimistic about its future performance, focusing on increasing equity allocation and leveraging artificial intelligence across its financial services [4][5][14]. Group 1: Business Development - The company plans to moderately increase equity allocation, emphasizing new productivity and high dividend strategies [4][5]. - The insurance fund investment portfolio achieved a non-annualized comprehensive investment return of 3.1%, up 0.3 percentage points year-on-year [5]. - The life insurance sector is entering a golden development period, becoming a cornerstone for wealth allocation among the middle class [8]. Group 2: Investment Strategy - Ping An's investment strategy focuses on matching assets and liabilities, considering duration, cost, cash flow, yield, and regulatory requirements [17]. - The company maintains a diversified asset allocation with 13% in equities and 65% in OCI investments, which helps improve investment returns [17]. - The "three Cs" principle for investments emphasizes reliable operations, growth potential, and sustainable dividends [18]. Group 3: Artificial Intelligence Integration - The company has developed 67 proprietary AI models, with 14 new additions this year, aiming for comprehensive digital transformation [14][15]. - AI is expected to enhance customer experience, reduce costs, and improve sales productivity [16]. - The core strategy is "AI in All," integrating AI throughout the financial and healthcare value chains [14][15]. Group 4: Market Confidence and Stock Performance - The management believes that the market is gradually recognizing Ping An's value, with the stock price expected to reflect this over time [11][13]. - The company has maintained a consistent cash dividend increase for 13 consecutive years, linking dividends to long-term operational profits [13].
刚刚 中国平安回应一切!