Ge Long Hui A P P·2025-08-27 15:14Core Viewpoint - CITIC Bank reported a decline in operating revenue for the first half of the year, but showed growth in net profit, indicating a mixed performance amidst challenging market conditions [1] Financial Performance - The bank achieved operating revenue of 105.76 billion yuan, a year-on-year decrease of 2.99% [1] - Net profit attributable to shareholders was 36.48 billion yuan, reflecting a year-on-year increase of 2.78% [1] - Basic earnings per share stood at 0.62 yuan [1] Income Breakdown - Net interest income for the bank was 71.20 billion yuan, down 1.94% year-on-year [1] - Non-interest income totaled 34.56 billion yuan, a decline of 5.08% compared to the previous year [1] Quarterly Trends - In the second quarter, net profit attributable to shareholders grew by 4.11% year-on-year, an increase of 2.45 percentage points compared to the first quarter [1] - Operating revenue in the second quarter saw a year-on-year decline of 2.28%, but the decrease was less severe than in the first quarter, narrowing by 1.44 percentage points [1] Asset and Deposit Growth - As of the end of June, total assets reached 9,858.47 billion yuan, an increase of 3.42% from the end of the previous year [1] - Total loans and advances (excluding accrued interest) amounted to 5,801.90 billion yuan, up 1.43% from the end of last year [1] - Customer deposits (excluding accrued interest) totaled 6,106.91 billion yuan, with an increase of 328.68 billion yuan, representing a growth of 5.69% [1]