苏州取消新房2年限售有望释放改善性需求

Group 1 - The core policy adjustment in Suzhou is the cancellation of the restriction that new residential properties cannot be transferred until two years after obtaining the property rights certificate, aimed at stimulating housing demand and improving market liquidity [1] - The real estate market in Suzhou has been under pressure, with a 10% year-on-year decline in the transaction area of new residential properties from January to July 2025, totaling 1.781 million square meters, while the average transaction price remained stable at 26,060 yuan per square meter [1] - The second-hand housing market is characterized by high listings and low transactions, with over 200,000 units currently listed, indicating intense competition [1] Group 2 - The policy aims to break the "institutional bottleneck" in the trading of improved housing, facilitating a smoother transition from second-hand to new housing purchases, thereby enhancing supply-demand matching efficiency [2] - The unlocking of housing supply is expected to increase the availability of second-hand homes, potentially leading to price reductions as some investors may sell at lower prices, intensifying competition in the new housing market [2] - Real estate companies are advised to focus on cash flow management and adopt prudent strategies to avoid overexpansion in response to short-term market improvements [2] Group 3 - The policy may lead to an increase in loan demand as replacement needs are released, presenting new business opportunities for financial institutions, but there are concerns about potential risks of bad loans due to market overheating [3] - Buyers are advised to make rational decisions despite the increased availability of second-hand homes and improved bargaining power, considering various factors such as price, transaction taxes, and personal housing needs [3] - The policy adjustment in Suzhou is expected to have a strong demonstration effect, prompting other cities to implement targeted measures to stabilize market expectations and promote a healthy real estate cycle [3]