智通财经网·2025-08-27 17:25Group 1 - The core viewpoint of the articles highlights China Pacific Insurance's strong financial performance in the first half of 2025, with a net profit of 35.888 billion yuan, representing a year-on-year increase of 17.8% [1] - The company plans to distribute an interim cash dividend of 0.75 yuan per 10 shares (tax included) to shareholders [1] - The insurance service revenue reached 280.25 billion yuan, up 7.1% year-on-year, while the original insurance premium income was 454.625 billion yuan, reflecting a 6.4% increase [1] Group 2 - The company maintains a focus on high-quality development, with continuous optimization of operational efficiency indicators [2] - In the property insurance sector, the market share of China Pacific Property Insurance stands at 33.5%, retaining its leading position in the industry [2] - The net cash inflow from operating activities increased by 26.6%, indicating a significant improvement in liquidity [2] Group 3 - The comprehensive cost ratio improved to 95.3%, a decrease of 1.5 percentage points year-on-year [2] - In the life insurance segment, the new business value increased by 71.7% on a comparable basis, with the proportion of regular premium income reaching 79.5%, up 0.9 percentage points [2] - The 13-month premium continuation rate improved to 96.4%, an increase of 0.4 percentage points year-on-year [2] Group 4 - In the health insurance sector, the new business value rose by 51.0%, with first-year regular premium income increasing by 52.3% [2] - The first-year regular premium income from internet long-term insurance surged by 110.6% [2] - The total investment income reached 41.478 billion yuan, a year-on-year increase of 42.7%, with an annualized total investment return rate of 5.1%, up 1.0 percentage points [2]