总资产万亿银行，官宣退市

Group 1 - Shenyang Bank announced its plan to delist from the Hong Kong Stock Exchange, with a cash offer of approximately HKD 29.67 billion for all circulating H-shares and HKD 39.29 billion for domestic shares, totaling around RMB 66.52 billion [3] - The offer price represents a significant premium over the last closing price of HKD 1.14 before the suspension, providing a rare exit opportunity for long-term shareholders [3] - Following the announcement, the bank's stock price surged by 11.4% to HKD 1.27 per share, with a market capitalization of HKD 112 billion [3] Group 2 - The bank's reasons for the delisting include optimizing resource allocation, as maintaining a listing incurs costs that could be redirected to business operations [4] - Trading volume for H-shares has been extremely low, with average daily trading volumes representing only about 0.0025% to 0.0345% of total issued H-shares over various periods, limiting effective financing capabilities [4] - The bank's stock price has been underperforming, declining by 4.20% from early 2025 to the suspension, while the Hang Seng Index and the mainland bank index increased by 30.05% and 28.39%, respectively [4] Group 3 - As of the end of the previous year, Shenyang Bank reported a non-performing loan ratio of 2.68%, which is higher than the industry average of 1.5% [6] - The bank's asset impairment losses have significantly decreased from previous years, with losses of RMB 31.2 billion in 2023 and RMB 17.47 billion in 2024 [6] - The bank's total assets reached RMB 11,227.76 billion, a 4% increase year-on-year, while total deposits grew by 2.6% to RMB 7,805.89 billion [6]