共同发展计划” 力促江淮大地农业与金融“双链融合

Core Viewpoint - The People's Bank of China Anhui Branch and the Anhui Provincial Department of Agriculture and Rural Affairs are collaborating to promote an agricultural supply chain financial ecosystem in Anhui Province, aiming to enhance financial services for rural industries and support agricultural development [1][7]. Group 1: Agricultural Industry Foundation - Anhui Province has a solid agricultural industry foundation, with grain production remaining above 800 billion jin for eight consecutive years and significant growth in the green food industry [2]. - The province faces structural challenges, including a low-level agricultural industry chain and insufficient integration capabilities, leading to a mismatch between traditional short-term agricultural financing and the long-term investment needs of the sector [2][3]. Group 2: Financial Service Innovations - The "Rural Industry Revitalization Joint Development Plan" was introduced to create a comprehensive "government-bank-enterprise-farmer" linkage mechanism, enhancing agricultural supply chain finance and addressing financing bottlenecks [3][4]. - Financial institutions are encouraged to adopt a cooperative framework that includes preferential interest rates during the initial stages of agricultural enterprises, adjusting rates based on performance metrics as the business matures [4][5]. Group 3: Implementation and Impact - As of July, 211 banks in Anhui have engaged in the "Joint Development Plan," connecting with 81 agricultural industry chains and providing over 6.5 billion yuan in loans, significantly boosting rural financial services [6]. - The collaboration between the People's Bank of China Anhui Branch and the Anhui Provincial Department of Agriculture aims to establish a long-term strategic partnership, focusing on policy coordination, information sharing, and the implementation of agricultural supply chain finance pilots [7].