智通财经网·2025-08-28 06:57Group 1: Life Insurance Performance - In the first seven months of 2025, the cumulative insurance industry premium income reached 420.85 billion yuan, a year-on-year increase of 6.8% [1] - The life insurance sector's original premium income for the same period was 311.53 billion yuan, up 7.3% year-on-year, with life insurance, health insurance, and accident insurance premiums at 257.61 billion yuan, 51.50 billion yuan, and 2.42 billion yuan, reflecting year-on-year changes of 9.1%, 0%, and -6.7% respectively [1] - In July 2025, life insurance original premium income was 28.85 billion yuan, a significant year-on-year increase of 33.5% [1] Group 2: Non-Life Insurance and Auto Insurance - Cumulative non-life insurance premium income for the first seven months of 2025 was 109.33 billion yuan, a year-on-year increase of 5.1%, with auto insurance and non-auto insurance premiums at 52.43 billion yuan and 56.90 billion yuan, reflecting year-on-year changes of 4.4% and 5.8% respectively [2] - In July 2025, non-life insurance original premium income was 12.88 billion yuan, a year-on-year increase of 5.3% [2] - The growth in auto insurance premiums slowed due to a 7.3% year-on-year decline in passenger car sales [2] Group 3: Asset Management and Allocation - As of Q2 2025, the insurance industry's total investment balance was 36.2 trillion yuan, an increase of 8.9% since the beginning of the year [3] - The asset allocation showed a shift towards a barbell structure, with bond allocation increasing by 1.6 percentage points to 51.1% and stock allocation rising by 1.2 percentage points to 8.8% [3] - The decrease in fund allocation by 0.5 percentage points to 4.8% was attributed to efforts to smooth profit fluctuations [3]