Qi Lu Wan Bao·2025-08-28 07:23Group 1 - The core idea of the news is that CITIC Bank's "Cross-Border Flash Loan" service effectively addresses the financing challenges faced by small and micro foreign trade enterprises, providing them with a strong financial boost for international market expansion [1][2][3] Group 2 - The "Cross-Border Flash Loan" service was launched in May 2025 and has disbursed over 40 million yuan, showcasing its success in meeting the urgent financing needs of small and micro enterprises in Shandong [1][2] - This service offers an online, pure credit model with loan amounts up to 7 million yuan, catering to short-term funding needs such as procurement, logistics, and settlement, while allowing flexible repayment options [2][3] - CITIC Bank employs advanced technologies like big data and artificial intelligence to streamline the credit assessment and loan approval process, significantly reducing the time required for businesses to secure financing [2][3] Group 3 - The initiative reflects CITIC Bank's commitment to innovation and its determination to leverage digital solutions to overcome financing barriers for small and micro enterprises [3] - The bank aims to enhance its financial products and services, including the "Cross-Border Flash Loan," to support the high-quality development of foreign trade in Shandong and contribute to regional economic growth [4]