点绿成金碳路先行，绿水青山金融守护，天津农商银行“老字号”绿色金融实践

Core Viewpoint - Tianjin Rural Commercial Bank is actively promoting green finance by providing a 30 million yuan preferential loan to Tianjin Shengxin Thermal Group, linking loan costs to the company's carbon reduction performance, thus supporting energy-saving renovation projects and contributing to high-quality economic development [1][2][4]. Group 1: Financial Innovation and Support - Tianjin Rural Commercial Bank has become one of the first local financial institutions in Tianjin to qualify for the carbon reduction support tool, innovating the "carbon emission-linked loan" model to meet corporate financing needs for carbon reduction [2][4]. - The 30 million yuan financing plan for Shengxin Thermal Group exemplifies the deep application of this innovative model, leveraging preferential interest rates to encourage investment in energy-saving projects [2][4]. Group 2: Environmental Impact and Community Benefits - Shengxin Thermal Group's project utilizes advanced geothermal water utilization technology, significantly improving resource efficiency and addressing high carbon emissions and nitrogen oxide pollution from traditional heating methods [3]. - The project is expected to reduce carbon dioxide emissions by approximately 3,830 tons annually, achieving a balance between environmental protection and community warmth [3]. Group 3: Commitment to Green Development - Tianjin Rural Commercial Bank is committed to supporting the national strategy and social responsibility by integrating financial services with green development, aiming to channel more resources into key low-carbon sectors [4]. - As of June 2025, the bank's green finance credit balance is expected to reach nearly 26 billion yuan, reflecting a growth of nearly 4 billion yuan since the beginning of the year [4].