Core Insights - Jinshang Bank reported a slight decline in operating revenue for the first half of 2025, with a total of 2.736 billion yuan, representing a year-on-year decrease of 1.8% [1] - The bank's pre-tax profit increased by 2.6% year-on-year to 1.074 billion yuan, while net profit rose by 2.0% to 1.051 billion yuan [1] Financial Performance - As of June 30, 2025, Jinshang Bank's total assets reached 388.26 billion yuan, with deposits amounting to 304.08 billion yuan and loans totaling 208.64 billion yuan [1] - The capital adequacy ratio stood at 12.96%, and the core tier 1 capital adequacy ratio was 10.27% [1] - The bank's provision coverage ratio was reported at 215.00%, indicating a strong buffer against potential loan losses [1]
晋商银行：上半年实现净利润10.51亿元，同比增长2%