Jing Ji Wang·2025-08-28 09:01Core Insights - China People's Insurance Group Co., Ltd. reported strong performance for the first half of 2025, achieving significant growth in various financial metrics [1] - The company emphasized high-quality development, with a comprehensive cost ratio for property insurance at 95.3%, the best level in nearly a decade [1] - The total investment income reached 415 billion yuan, marking a historical high for the same period [1] Financial Performance - The group achieved a net profit of 359 billion yuan, also a historical high for the same period [1] - Premium income totaled 4,546 billion yuan, representing a year-on-year growth of 6.4% [1] - Life insurance premium income grew by 13.8% to 1,312 billion yuan, while property insurance premium income increased by 3.6% to 3,233 billion yuan [1] Business Segmentation - The proportion of life insurance premium income in overall premium income increased by 1.9 percentage points [2] - The personal non-auto insurance premium income grew by 16.6%, outpacing the overall premium income growth by 13 percentage points [2] - The first-year premium income for life insurance reached a historical high, with health insurance premium income surpassing 40 billion yuan for the first time [1][2] Investment and Asset Growth - Investment assets exceeded 1.7 trillion yuan as of June 30, 2025, reflecting a 7.2% increase since the beginning of the year [1] - The company reported a green investment scale of 1,404 billion yuan, up 13.6% year-on-year [5] Strategic Initiatives - The company established the first national center for technology achievement and intellectual property evaluation [5] - It provided risk coverage for 6.16 million new energy vehicles, a 36.8% increase year-on-year [5] - The company is advancing digital financial planning and has launched the first generative AI content liability insurance in the country [5]